Honda Leasing vs Financing

Leasing vs Financing 

Not sure whether leasing or buying is right for you? The finance experts at Zeigler Honda of Racine are here to help you unpack all the benefits and offers waiting for you. Learn more about all the flexibility that comes with leasing a new Honda model as well as all the perks Honda ownership has to offer. 

Make sure to review our FAQs section for more information and don't hesitate to contact us or come see us in person at Zeigler Honda of Racine in Racine, WI if you have any further questions! We offer competitive Honda financing on all our new and used vehicles. When you meet with our finance team, we'll help you find the perfect loan or lease for your individual budget and lifestyle needs. 


If you're interested in getting a new Honda every 2 to three years, leasing is a great option. Contracts can range from 24-60 months. You can even eliminate monthly lease payments with our One-Payment Leasing program. Plus, with a lease, you're only paying for the depreciating value of your lease and don't have to worry about resale after your term ends. When you decide to lease you'll unlock lower down payments, lower monthly payments, and more flexible options at the end of your lease term. 

Leasing Positives

  • Payments are usually lower, compared to a purchase
  • Opportunity to drive a new car every two to three years
  • Factory warranty to cover major repairs

Leasing Disadvantages

  • Only allowed limited mileage amounts
  • Possible repairs charges at end of lease
  • No modification allowed


Experience the full car ownership experience when you choose to finance your next Honda, enjoy all the benefits and freedoms car ownership offers. From the ability to refinance or sell your car to the ability to help build your credit and customize your Honda. Zeigler Honda of Racine has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs. Feel free to get your auto financing started today by filling out our safe and secure online finance application

Financing Positives

  • Less worry about your vehicle's condition
  • No limit on mileage
  • Full ownership of your vehicle
  • Factory warranty to cover major repairs

Financing Disadvantages

  • Higher monthly payments
  • Higher down payment
  • Higher repair costs
  • Vehicle depreciation

Why finance with Honda Financial Services?

With Honda Financial Services you get affordable rates, flexible terms, and peace-of-mind protection. We offer competitive financing on new and used Honda vehicles as well as Honda Certified Pre-Owned Vehicles. Learn more about Honda Care, Honda Care Vehicle Service Contracts and GAP coverage, and more:

  • Leadership Purchase Plan puts your name on the title and leaves a lot more money in your bank account
  • Honda Leadership Leasing locks in the end-of-lease purchase price at signing
  • Honda Leadership Leasing offers end-of-term flexibility
  • Honda Leadership Leasing® includes a $500 Excessive Wear-and-Use or Damage Waiver
  • Guaranteed Asset Protection (GAP) covers the difference between insurance payments and the outstanding lease if your vehicle is stolen or deemed a total loss

Shop, Finance, and Save at Zeigler Honda of Racine

Looking for a Honda lease or auto financing? Let Zeigler Honda of Racine help get you behind the wheel of the car, truck, or SUV you're interested in today. Feel free to fill out our safe and secure Online Auto Finance Application before getting in touch with us at our location in Racine, WI. Make sure to take advantage of all our latest offerings including:

Leasing & Financing FAQs

  • Less worry about your vehicle's condition
  • No limit on mileage
  • Full ownership of your vehicle
  • Factory warranty to cover major repairs
  • Payments are usually lower, compared to a purchase
  • Opportunity to drive a new car every two to three years
  • Factory warranty covers major repairs

If a payment is received after the due date, a late charge may be assessed to your account and interest will continue to accrue. Refer to your contract for specific information regarding late charges.

If there is no outstanding balance on your account, the title will be mailed upon verification of final payment clearance. It is important to verify Honda Financial Services has your current address on file to ensure you receive your title.

On a lease, you must submit a signed and dated Odometer Disclosure Statement and Title Release Information, as federal law requires disclosure of the vehicle mileage in connection with the transfer of ownership. Your vehicle title cannot be released until we receive the Odometer Disclosure Statement.

  • Mileage limitations
  • No customizations
  • Excessive wear and tear will also cost you
  • Not an asset like financing
  • You can lease a new Honda
  • Purchase a new Honda
  • Purchase your currently leased Honda
  • Or walk away

At the end of your Honda’s lease, you’ll need to schedule an inspection, review and make possible repairs, make an appointment at a Honda dealer, complete a federal odometer/lease termination statement, pay any lease liability fees/charges, pay any additional charges, and return your lease.

The One-Pay Lease provides the flexibility and protection of the Honda Leadership Lease®, without the monthly payment.

The disadvantages of financing may include higher monthly payments, higher down payments, higher repair costs, and vehicle depreciation.

Simple interest is a common method used to calculate interest on a loan.

No, EasyPay service will discontinue automatically when your balance is paid in full.

Your APR can be located on the first page of your contract.

  1. Zeigler Honda of Racine

    1701 SE Frontage Rd
    Mount Pleasant, WI 53177

    • Sales: 262-822-3244
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  • Contact our Sales Department at: 262-822-3244
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